I use several payment applications and one of them is Venmo. You can create payments and receive money with Venmo and save any payments in your payment history. You can use Venmo to make payments between friends, get money to offset purchases in stores, and even for business payments. A very easy way to transfer money using a mobile app or online site. If you read venmo reviews, you will learn a lot of interesting and useful things for yourself that will help you make your choice.